Goal-Based Portfolio Planner
Create a Portfolio That Matches Your Financial Goals
The Goal-Based Portfolio Planner helps you plan your investments based on specific financial goals such as retirement, buying a home, or funding education. Whether you prefer SIP or lump sum investments, this tool provides personalized projections for various portfolio scenarios, including conservative, moderate, and aggressive portfolios, based on your risk tolerance and goal timeline.
Why Use the Goal-Based Portfolio Planner?
Tailored to Your Financial Goals
Align your portfolio with your unique financial objectives, whether short-term or long-term.
Customizable Growth Scenarios
Choose from conservative, moderate, or aggressive investment portfolios that match your risk tolerance.
Accurate Projections
Get precise calculations for SIP and lump sum investments, ensuring you reach your goal within the desired time frame.
Save Time and Effort
Quickly generate investment strategies without needing deep financial expertise or manual calculations.
Importance and Benefits of Goal Based Portfolio planner
Helps Align Investments with Life Goals
Whether it's for retirement, a down payment on a home, or your child's education, ensure your investments match your future needs.
Simulates Realistic Growth Projections
See the effect of different growth scenarios (CAGR) to choose the best strategy for your financial goals.
Scalable and Flexible
Suitable for both small and large investment goals, and flexible enough to adjust based on your changing needs.
Beginner-Friendly
Simple to use, without the need for professional financial advice.
How to Use the Goal-Based Portfolio Planner
Follow these simple steps to calculate the average price of your stock purchases:
Enter Your Goal Amount
Define your target goal amount (e.g., ₹10,00,000 for retirement).
Choose Your Investment Type
Select whether you're contributing through SIP (monthly contributions) or a Lump Sum investment.
Input Your Investment Amount
For SIP, input your monthly contribution. For lump sum, input your one-time investment amount.
Set Your Time Horizon
Define how many years you want to achieve your goal.
View Results
Get projections of how much your investment could grow based on conservative, moderate, and aggressive portfolios.
Key Terms You Should Know
SIP (Systematic Investment Plan)
A way to invest a fixed amount regularly in mutual funds or stocks, enabling disciplined investing over time.
Lump Sum Investment
A one-time large investment, typically used for people with a larger amount of capital ready to be invested immediately.
CAGR (Compound Annual Growth Rate)
The rate of return (growth) of an investment over a specified period of time, factoring in compound interest.
Risk Tolerance
The degree of variability in investment returns that an individual is willing to withstand in order to achieve their financial goals.
