Defined Credit-Debit Rule
Research Credit consumption follows a predefined service rule instead of being debited simply because a research call was issued.
Streetgains Research Credits
A transparent way to track research-service usage.
Research Credits are used to account for eligible research calls under your selected Streetgains subscription. Credits are debited only when the applicable credit-debit criterion for a research call is met.
The Research Credit debit mechanism is a service-accounting rule. It does not represent actual client trading profit/loss, investment performance or an accuracy claim.
Why Research Credits?
A service model built around measurable research usage
No Debit at Stop-Loss
Where the stated stop-loss is reached before the applicable credit-debit criterion, no Research Credit is debited for that research call.
Visible Credit Balance
Subscribers can track the available Research Credit balance and applicable usage through the Streetgains service interface.
Plan-Based Allocation
Research Credits are allocated according to the selected service category and subscription confirmation.
Separate Service Tenure
Research Credit balance and Service Tenure are tracked separately so subscribers can clearly understand both service usage and time period.
Research-Led Delivery
Research calls are issued when the research team identifies an applicable research view. A fixed number of research calls is not guaranteed.
Understanding Research Credits
What are Research Credits?
Research Credit
A Research Credit is a service unit used to track eligible research-call consumption under the selected Streetgains subscription.
- The number of Research Credits depends on the selected subscription.
- Credits are debited according to the applicable credit-debit criterion.
- Credit usage is visible through the subscriber account/service interface.
What a Credit Debit Means
A credit debit records consumption of the research service under the applicable plan rule. It should not be interpreted as the subscriber's actual profit, return or trading outcome.
- Actual execution prices may differ from research-call prices.
- Trading quantity, slippage, brokerage, statutory charges and execution timing may vary.
- Research Credit usage is not a representation of research accuracy.
How It Works1 2 3 4
From research call to Research Credit usage
Research Call
An eligible research call is issued with the applicable research levels and service information.
Market Movement
The research call remains subject to market conditions and the levels stated in the research update.
Debit Criterion
If the applicable credit-debit criterion is met, the relevant Research Credit is consumed.
Balance Updated
The subscriber's Research Credit balance is updated in accordance with the service rule.
Illustrative Example
Illustration onlyHow the debit mechanism is applied
Illustrative research call: Buy XYZ at ₹1,000 | Target 1: ₹1,015 | Target 2: ₹1,035 | Stop-Loss: ₹990
If the applicable debit criterion is met
If Target 1 is the documented credit-debit criterion and the research call reaches ₹1,015, one Research Credit is debited.
If stop-loss is reached first
If the stated stop-loss at ₹990 is reached before the applicable credit-debit criterion, no Research Credit is debited for that research call.
This example explains only the Research Credit service mechanism. It is not a recommendation, performance representation or assurance of any trading outcome.
Service Tenure & Premium Features
Research Credit usage within the applicable service structure
Research Credit expiry
A Research Credit balance can be exhausted within the Service Tenure (maximum 12 months under the Premium service category).
Service Tenure
The applicable Service Tenure is stated in the subscription / Client Acceptance terms. Research Credit balance and Service Tenure are tracked separately.
Voluntary Research Call Hold
An approved Voluntary Research Call Hold pauses eligible research-call delivery and Research Credit consumption for the approved Hold Period. It is not cancellation or service closure.
Automatic Resumption
When the approved Hold Period ends, research-call delivery and applicable Research Credit consumption automatically resume for the subscription.
Voluntary Research Call Hold Rule: Each eligible 300-credit Premium subscription includes one Voluntary Research Call Hold for up to 15 consecutive calendar days. The facility cannot be split or carried forward. During the approved hold, eligible research-call delivery and Research Credit consumption pause; the Service Tenure continues as scheduled. Upon completion of the Hold Period, research-call delivery and applicable Research Credit consumption will automatically resume for the subscription.
Research services are governed by the Streetgains Research Policy
Review the Research Policy and Client Acceptance for the applicable service framework, Research Credits, Service Tenure, service modification, Voluntary Research Call Hold, cancellation / service closure, communication channels and other service conditions.
Frequently Asked Questions
Research Credits FAQs
What are Research Credits?
Research Credits are service units used to track eligible research-call consumption under the selected Streetgains subscription.
When is a Research Credit debited?
A Research Credit is debited when the applicable credit-debit criterion stated for the research service is met.
What happens if the stop-loss is reached?
Where the stated stop-loss is reached before the applicable credit-debit criterion, no Research Credit is debited for that research call.
Does a Research Credit debit mean that I made a trading profit?
No. Credit debit is a research-service accounting mechanism. Actual trading outcomes may vary based on execution price, timing, quantity, slippage, brokerage, statutory charges and other factors.
What is the validity of my Research Credit service?
The applicable Service Tenure is stated in your subscription / Client Acceptance terms. Under the Premium service category, the maximum Service Tenure is 12 months.
Can my Research Credit balance be exhausted before the Service Tenure ends?
Yes. Research Credit balance and Service Tenure are separate service controls, and the available credit balance can be exhausted within the applicable Service Tenure.
Can I place my research service on hold?
Each eligible 300-credit Premium subscription includes one Voluntary Research Call Hold for up to 15 consecutive calendar days, subject to the applicable service terms.
Does a Voluntary Research Call Hold extend the Service Tenure?
No. During an approved Hold Period, eligible research-call delivery and Research Credit consumption pause, while the Service Tenure continues as scheduled.
Can the Voluntary Research Call Hold be split or carried forward?
No. The eligible Hold facility is available once per applicable 300-credit Premium subscription for up to 15 consecutive calendar days and cannot be split or carried forward.
How do I check my Research Credit balance?
Your available Research Credit balance can be tracked through the applicable Streetgains subscriber interface / app.
How are official research updates delivered?
Official research recommendations are delivered through the Streetgains app and SMS. Other support channels may be used for eligible service and administrative communication.
Where can I read the complete service rules?
Please refer to the Streetgains Research Policy and applicable Client Acceptance / service terms for the complete research-service framework.
Understand the Research Credit model before you subscribe.
Review how Research Credits are allocated, when they are debited, the applicable Service Tenure and the service rules before selecting a Streetgains research subscription.