Systematic Withdrawal Plan Calculator
Plan Smart Withdrawals
The Systematic Withdrawal Plan Calculator helps you estimate the future value of your mutual fund investments after periodic withdrawals. Ideal for retirement or income planning, this tool projects how regular withdrawals impact your corpus over time. Enter your investment, return rate, frequency, and withdrawal amount to manage your funds efficiently.
Why Use the Systematic Withdrawal Plan Calculator?
Forecast Corpus Depletion
Understand how long your funds can support regular withdrawals.
Plan Retirement Income
Ideal for structuring monthly income from mutual fund investments.
Adjust for Goals
Tailor withdrawal amount and duration based on your future needs.
Visualise Impact
See the difference various return rates and withdrawal schedules make.
Importance and Benefits of the Systematic Withdrawal Plan Calculator
Supports Long-Term Planning
Helps in estimating corpus sustainability.
Customisable Inputs
Modify investment or withdrawal amounts easily.
Shows Return vs Withdrawal Impact
Understand how higher returns or lower withdrawals affect balance.
Useful for SWP Strategy
Plan regular income while allowing your investment to grow.
When to Use This Calculator?
During retirement or post-retirement planning.
While setting up a mutual fund SWP for monthly income.
Before deciding on withdrawal amounts from long-term funds.
To compare outcomes of different withdrawal strategies.
How to Use the Systematic Withdrawal Plan Calculator?
Follow these simple steps to calculate the average price of your stock purchases:
Enter Initial Investment
Input your one-time lump sum amount.
Set Annual Return Rate
Use an expected annual growth rate.
Define Monthly Withdrawal
Enter the amount you'd like to withdraw regularly.
Set Duration
Choose the total investment period in years.
Click Calculate
View the final balance after all withdrawals.
Key Terms You Should Know
Systematic Withdrawal Plan (SWP)
A strategy to withdraw fixed amounts regularly from a mutual fund.
Initial Corpus
The lump sum amount invested initially.
Withdrawal Frequency
Typically monthly, but can be customised.
Compounding
Growth added periodically, which boosts long-term value.
Remaining Corpus
Amount left after withdrawals over the investment term.
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