A single investment compounds at the annual return for the whole period. The rule of 72 gives a rough doubling time; the table shows the exact path.
Investment snapshot
Value at the endโน15.53 LAfter 10 years
Gainโน10.53 L3.11ร the money invested
In today's moneyโน8.67 LAt 6.0% inflation
Doubling time6.1 yearsRule of 72 says 6.0 years
Effective annual rate12.00%Yearly compounding
Growth of the investment
ValueIn today's money
Year by year
| Year | Value | Gain | In today's money |
|---|---|---|---|
| Year 1 | โน5,60,000 | โน60,000 | โน5,28,302 |
| Year 2 | โน6,27,200 | โน1,27,200 | โน5,58,206 |
| Year 3 | โน7,02,464 | โน2,02,464 | โน5,89,802 |
| Year 4 | โน7,86,760 | โน2,86,760 | โน6,23,187 |
| Year 5 | โน8,81,171 | โน3,81,171 | โน6,58,462 |
| Year 6 | โน9,86,911 | โน4,86,911 | โน6,95,734 |
| Year 7 | โน11,05,341 | โน6,05,341 | โน7,35,115 |
| Year 8 | โน12,37,982 | โน7,37,982 | โน7,76,725 |
| Year 9 | โน13,86,539 | โน8,86,539 | โน8,20,691 |
| Year 10 | โน15,52,924 | โน10,52,924 | โน8,67,145 |
Assumptions & formula
Value = amount ร (1 + r รท m)^(m ร years), m = compounding periods a year. Doubling time = ln 2 รท (m ร ln(1 + r รท m)).- A constant return is assumed for the whole period; actual market returns vary.
- Tax, exit load and expenses are not deducted beyond what the expected return already nets off.
- Inflation-adjusted value is an estimate of purchasing power in today's rupees.
Calculators are for information and planning. Outputs depend on the inputs and assumptions you enter and are not a recommendation to buy, sell or hold any security or product. Streetgains Technologies Private Limited is a SEBI Registered Research Analyst (INH000017082); it is not a loan provider, tax adviser or mutual fund distributor.