India CPI from the macro boardLoading the latest India CPI from the macro board…
Prices rising at a steady rate halve the rupee's buying power every 70 ÷ rate years. Project a cost forward, or bring a past amount into today's rupees.
What to find
Amount₹1 L
₹
Inflation a year6%
%
Years10 yrs
yrs
Results
Costs in 10 years₹1.8 L₹1,00,000 today at 6%
Buying power then₹56kin 10 years
Price level change+79%cumulative
Rupee halves in11.9 yearsat this rate
A return that only matches inflation keeps buying power flat; what counts for a goal is the return above it.
Cost over the years
Year by year
| Year | Cost |
|---|---|
| Year 1 | ₹1,06,000 |
| Year 2 | ₹1,12,360 |
| Year 3 | ₹1,19,102 |
| Year 4 | ₹1,26,248 |
| Year 5 | ₹1,33,823 |
| Year 6 | ₹1,41,852 |
| Year 7 | ₹1,50,363 |
| Year 8 | ₹1,59,385 |
| Year 9 | ₹1,68,948 |
| Year 10 | ₹1,79,085 |
Assumptions & formula
Future cost = amount × (1 + inflation)years · Today's value of a past amount = amount × (1 + inflation)years · Halving time = ln 2 ÷ ln(1 + inflation)- A single average rate; India's CPI has run between 2% and 8% in most recent years, and the price of any one thing (education, medical care, housing) can run faster.
Calculators are for information and planning. Outputs depend on the inputs and assumptions you enter and are not a recommendation to buy, sell or hold any security or product. Streetgains Technologies Private Limited is a SEBI Registered Research Analyst (INH000017082); it is not a loan provider, tax adviser or mutual fund distributor.